Marietta, Alpharetta and Roswell real estate and homes for sale in Georgia - Marsha Sell, REALTOR® Marsha Sell REALTOR(r) for Marietta, Alpharetta and Roswell, Georgia real estate - NUMBER1EXPERT™ Marsha Sell NUMBER1EXPERT(tm) for Marietta, Alpharetta and Roswell, Georgia real estate
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Marsha Sell, REALTORŪ, real estate agent and broker for Marietta, Alpharetta and Roswell Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Marsha Sell, REALTORŪ, real estate agent and broker for Marietta, Alpharetta and Roswell Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Marsha Sell
Coldwell Banker Residential Brokerage

3535 Roswell Road, Suite 38
Marietta
GA 30062
Cell: 404-830-2000
Office: 404-830-2000
Fax: 770-509-6572
marshasell@NUMBER1EXPERT.com

Marsha Sell has been associated with the same company 28 years out of her 37-year career. Since 1981 she has been either the #1 or #2 agent for all of Coldwell Banker/Atlanta and specializes in relocating families.

CRS Equal Housing REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Marietta, Alpharetta and Roswell Georgia

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