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Real Estate Proffessionals make a difference! Our experience is proof that when you work with the best, you get the best! David and Molly Purdy Read Quote > View All Quotes >
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Compare three mortgages at one time.
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|  | | | MARSHA SELL | |
  Licensed in 1973, Marsha Sell has 35 years of successful residential real estate experience. She began working with Coldwell Banker 33 years ago and has, since, become one of the company's largest producers. In 2002, Marsha was named #1 sales associate for Coldwell Banker/Georgia. Marsha has been either #1 or #2 sales associate since 1981...finishing first for the last 9 years. A member of the Atlanta Board of Realtors, she has received the Silver Phoenix, the award for making the Million Dollar Club for 25 consecutive years. Two years ago, she was awarded the Gold Phoenix, the Board's highest award for achieving Million Dollar Club status for 30 consecutive years! Marsha's success in Atlanta residential real estate market has earned her a reputation for excellence, both locally and nationally. Whether you want representation in selling your home at the highest possible price, or representation as a buyer in making the best investment decision, Marsha Sell has made real estate her business. With an organized system, a supportive team, and the desire to serve, Marsha Sell is the right choice for buying or selling a home!  |  | | | CARL SELL | |
Carl Sell, REALTOR Prior to joining the Sell Team, Carl Sell spent a very successful career in the television industry from which he brought many years of marketing, advertising, and financial experience with him. He is primarily responsible for all financial aspects of the operation but contributes greatly to all marketing efforts. As a licensed REALTOR, Carl is able to fill in where ever he is needed. But most importantly, he has given Marsha the time to focus on what she does best, sell real estate. |  | | | KEITH GROGAN | |
Keith Grogan, REALTOR, Business Partner Keith Grogan spent 24 years in sales management with several Fortune 500 companies prior to beginning his real estate career. Keith joined Marsha's team in 1999 and maintains a professional membership with the Atlanta Board of Realtors. Friendly, professional, and knowledgeable Keith provides outstanding service to all clients. Keith is known to go above and beyond to make every real estate experience the most pleasurable! He has extensive knowledge of the GA real estate contract and outstanding negotiating skills. |  | | | RUTH THOMAS | |
Ruth Thomas, REALTOR, Closing Coordinator Ruth Thomas works closely with each client from contract to closing to insure a seamless and painless transaction. Her 6 years of experience and her innate amazing attention to detail has earned her rave reviews from all Sell Team clients. |  | | | MELINDA JANICKI | |
Melinda Janicki, Listing Coordinator Melinda Janicki brings to The Sell Team excellent customer relations and project management experience. Her professionalism and communication skills provide the backbone of our Listing and Marketing Department. She is detail oriented and resourceful. Melinda is a successful facilitator for communicating client requirements in an effort to exceed customer expectations.
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Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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